function service_image($slug) { $map = [ 'issuer-credit-rating-services'=>'assets/img/chart-closeup.jpg', 'portfolio-rating-services'=>'assets/img/financial-markets.jpg', 'bank-loan-rating'=>'assets/img/office-work.jpg', 'investors-services'=>'assets/img/teamwork.jpg', 'esg-rating'=>'assets/img/team-meeting.jpg', 'icra-scorecard'=>'assets/img/hero.png' ]; return $map[$slug] ?? 'assets/img/office-work.jpg'; } $approvals = ['ISO Certified','Securities and Exchange Commission Zambia','Pensions and Insurance Authority Zambia','Bank of Tanzania','Bank of Uganda','Bank of Zambia','Reserve Bank of Zimbabwe','Insurance and Pensions Commission Zimbabwe','Capital Markets Authority Uganda','Capital Markets and Securities Authority Tanzania']; $affiliations = ['Tanzania Association of Microfinance Institutions','Tanzania Chamber of Commerce, Industry and Agriculture','African Credit Rating Association','Creditinfo Tanzania','Zimbabwe Association of Microfinance Institutions','Uganda Microfinance Regulatory Authority','Lusaka Securities Exchange','Dubai Multi Commodities Centre']; Rating Process | ICRA Rating Agency Limited

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Rating Process

How the rating process works.

Rating Process

The process includes request submission, information collection, management discussion, analysis, rating committee review, communication and surveillance.

Use the admin/content team to add final company-specific entries.

All buttons and internal redirects are already connected to PHP pages.

Forms submit via AJAX to avoid page jumping and can send through SendGrid or PHP mail.

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