function service_image($slug) { $map = [ 'issuer-credit-rating-services'=>'assets/img/chart-closeup.jpg', 'portfolio-rating-services'=>'assets/img/financial-markets.jpg', 'bank-loan-rating'=>'assets/img/office-work.jpg', 'investors-services'=>'assets/img/teamwork.jpg', 'esg-rating'=>'assets/img/team-meeting.jpg', 'icra-scorecard'=>'assets/img/hero.png' ]; return $map[$slug] ?? 'assets/img/office-work.jpg'; } $approvals = ['ISO Certified','Securities and Exchange Commission Zambia','Pensions and Insurance Authority Zambia','Bank of Tanzania','Bank of Uganda','Bank of Zambia','Reserve Bank of Zimbabwe','Insurance and Pensions Commission Zimbabwe','Capital Markets Authority Uganda','Capital Markets and Securities Authority Tanzania']; $affiliations = ['Tanzania Association of Microfinance Institutions','Tanzania Chamber of Commerce, Industry and Agriculture','African Credit Rating Association','Creditinfo Tanzania','Zimbabwe Association of Microfinance Institutions','Uganda Microfinance Regulatory Authority','Lusaka Securities Exchange','Dubai Multi Commodities Centre']; Services | ICRA Rating Agency Limited

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Services

ICRA Rating Agency Limited offers credit rating services for issuers, portfolio rating services for investors, and a range of financial services to facilitate informed decision-making in the financial sector.

Issuer Credit Rating Services Portfolio Rating Services Bank Loan Rating Investors Services ESG Rating ICRA Scorecard Referral Partner Registration

ICRA Service

Issuer Credit Rating Services

A credit rating is an independent assessment of a corporate entity’s or institution’s creditworthiness in general terms, helping any organisation build a strong credit profile.

What are the benefits & usages?

Improves market credibility
Supports funding discussions
Helps investors and lenders benchmark risk
Strengthens transparency and governance

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