function service_image($slug) { $map = [ 'issuer-credit-rating-services'=>'assets/img/chart-closeup.jpg', 'portfolio-rating-services'=>'assets/img/financial-markets.jpg', 'bank-loan-rating'=>'assets/img/office-work.jpg', 'investors-services'=>'assets/img/teamwork.jpg', 'esg-rating'=>'assets/img/team-meeting.jpg', 'icra-scorecard'=>'assets/img/hero.png' ]; return $map[$slug] ?? 'assets/img/office-work.jpg'; } $approvals = ['ISO Certified','Securities and Exchange Commission Zambia','Pensions and Insurance Authority Zambia','Bank of Tanzania','Bank of Uganda','Bank of Zambia','Reserve Bank of Zimbabwe','Insurance and Pensions Commission Zimbabwe','Capital Markets Authority Uganda','Capital Markets and Securities Authority Tanzania']; $affiliations = ['Tanzania Association of Microfinance Institutions','Tanzania Chamber of Commerce, Industry and Agriculture','African Credit Rating Association','Creditinfo Tanzania','Zimbabwe Association of Microfinance Institutions','Uganda Microfinance Regulatory Authority','Lusaka Securities Exchange','Dubai Multi Commodities Centre']; Industry Reports | ICRA Rating Agency Limited
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Industry Reports

Sector-specific credit research and industry commentary.

Industry Reports

This section can be used for banking, insurance, microfinance, corporate, real estate, infrastructure and country-sector reports.

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