function service_image($slug) { $map = [ 'issuer-credit-rating-services'=>'assets/img/chart-closeup.jpg', 'portfolio-rating-services'=>'assets/img/financial-markets.jpg', 'bank-loan-rating'=>'assets/img/office-work.jpg', 'investors-services'=>'assets/img/teamwork.jpg', 'esg-rating'=>'assets/img/team-meeting.jpg', 'icra-scorecard'=>'assets/img/hero.png' ]; return $map[$slug] ?? 'assets/img/office-work.jpg'; } $approvals = ['ISO Certified','Securities and Exchange Commission Zambia','Pensions and Insurance Authority Zambia','Bank of Tanzania','Bank of Uganda','Bank of Zambia','Reserve Bank of Zimbabwe','Insurance and Pensions Commission Zimbabwe','Capital Markets Authority Uganda','Capital Markets and Securities Authority Tanzania']; $affiliations = ['Tanzania Association of Microfinance Institutions','Tanzania Chamber of Commerce, Industry and Agriculture','African Credit Rating Association','Creditinfo Tanzania','Zimbabwe Association of Microfinance Institutions','Uganda Microfinance Regulatory Authority','Lusaka Securities Exchange','Dubai Multi Commodities Centre']; FAQs | ICRA Rating Agency Limited
info@icrallc.com +971 4 272 4413 +971 52 587 2004

FAQs

Get answers to general questions about our services and products.

Is your company affiliated with governing bodies?

Being an independent credit rating organisation, we do not require affiliations with governing authorities.

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The rating can be applied in a variety of ways, including marketing to improve the company’s reputation, business analysis to aid decision-making, and financial analysis for capital restructuring.

Why do we need to get the rating? What is the importance?

You need a rating based on your company’s current needs; if you want to grow internationally, build your reputation, support branding, or raise capital, a rating helps investors and banks understand creditworthiness.

We have credit bureau, why do we need your rating?

Credit bureaus evaluate transaction histories, while our credit reports also analyse past, present and future financial performance of businesses.

How much are the charges for the rating?

The price is determined by the business’s yearly turnover amount and scope of the rating exercise.

Is your company credible enough to rate us?

We are a global credit rating organisation with a team that collectively has more than 25 years of financial industry experience.

Where are you located? Can your rating be used in our country?

Our main offices are in Dubai, with additional presence across African markets and international representative offices. Ratings can be used for credibility, branding and financing discussions.

Do you give loans and funding?

No, we do not offer funding or loans. However, our credit rating report may help a company in obtaining funding or investors.

What services do you provide?

We provide credit rating reports, credit rating certificates, credit recommendations, ESG ratings, portfolio ratings, scorecard services and investor services.

What is a credit rating report?

A credit rating report is a descriptive analysis of a company’s financial performance and business profile based on past, present and future business prospects, combining qualitative and quantitative analysis.

What is a credit rating certificate?

A credit rating certificate showcases the creditworthiness of a company in terms of a rating category and can support international recognition, brand value and market presence.

What is a credit recommendation?

A credit recommendation is a transaction review that helps a lender or supplier decide whether to participate in a transaction by providing detailed justification.

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