:root{--navy:#061b3a;--blue:#0c4da2;--sky:#e9f3ff;--gold:#f5b942;--text:#1d2733;--muted:#64748b;--line:#e6edf5;--white:#fff;--shadow:0 20px 45px rgba(6,27,58,.12)}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1180px,92%);margin:auto}.topbar{background:var(--navy);color:#dce9fb;font-size:13px}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding:9px 0;align-items:center}.topbar a{color:#fff}.country-links{display:flex;gap:10px;flex-wrap:wrap}.country-links span{opacity:.8}.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);z-index:50;border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:22px}.brand img{height:44px;max-width:160px;object-fit:contain}.main-nav{display:flex;align-items:center;gap:18px;font-weight:600;font-size:14px}.main-nav>a,.nav-dd>a{padding:28px 0;color:#203047}.main-nav a:hover,.main-nav .active{color:var(--blue)}.nav-dd{position:relative}.dropdown{display:block;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(8px);transition:opacity .18s ease, transform .18s ease, visibility 0s linear .55s;position:absolute;top:100%;left:-20px;background:#fff;box-shadow:var(--shadow);border:1px solid var(--line);border-radius:14px;min-width:250px;padding:10px;z-index:80}.dropdown.wide{min-width:310px;grid-template-columns:1fr 1fr}.dropdown.mega{left:auto;right:-180px;width:min(980px,92vw);display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.dropdown strong{display:block;color:var(--navy);padding:10px 12px 4px;font-size:13px}.nav-dd:after{content:"";position:absolute;left:-20px;right:-20px;top:100%;height:18px}.dropdown a{display:block;padding:10px 12px;border-radius:8px;color:#233143}.dropdown a:hover{background:var(--sky)}.nav-dd:hover .dropdown,.nav-dd:focus-within .dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0);transition-delay:0s}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:var(--blue);color:#fff!important;padding:13px 22px;font-weight:700;border:2px solid var(--blue);box-shadow:0 12px 25px rgba(12,77,162,.18);cursor:pointer}.btn:hover{transform:translateY(-1px)}.btn-outline{background:#fff;color:var(--blue)!important;box-shadow:none}.btn-light{background:#fff;color:var(--blue)!important;border-color:#fff}.btn-small{padding:9px 15px;font-size:13px}.menu-toggle{display:none;background:transparent;border:0;font-size:28px}.hero{position:relative;overflow:hidden;background:linear-gradient(110deg,rgba(6,27,58,.88),rgba(12,77,162,.52)),url('../img/hero.png') center/cover;min-height:650px;color:#fff;display:flex;align-items:center}.hero:after{content:"";position:absolute;right:-120px;bottom:-120px;width:420px;height:420px;border-radius:50%;background:rgba(245,185,66,.18)}.hero-content{position:relative;z-index:2;max-width:720px;padding:90px 0}.eyebrow{text-transform:uppercase;color:var(--gold);font-weight:800;letter-spacing:.12em;font-size:13px;margin:0 0 12px}.hero h1{font-size:clamp(42px,6vw,74px);line-height:1.02;margin:0 0 22px}.hero p{font-size:20px;max-width:650px;color:#e6efff}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.section{padding:85px 0}.section.alt{background:#f7fbff}.section-title{max-width:760px;margin:0 auto 42px;text-align:center}.section-title h2{font-size:clamp(30px,4vw,46px);margin:5px 0 12px;color:var(--navy);line-height:1.15}.section-title p{color:var(--muted);font-size:17px}.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.split img,.image-card img{width:100%;border-radius:22px;box-shadow:var(--shadow);object-fit:cover}.image-card{position:relative}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:0 10px 24px rgba(6,27,58,.06)}.stat strong{display:block;font-size:28px;color:var(--blue)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 12px 30px rgba(6,27,58,.06);transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.icon{width:52px;height:52px;border-radius:14px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900;margin-bottom:18px}.card h3{color:var(--navy);margin:0 0 10px}.card p{color:var(--muted)}.text-link{color:var(--blue);font-weight:800}.benefit-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.benefit{display:flex;gap:14px;background:#fff;border:1px solid var(--line);padding:18px;border-radius:16px}.check{width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;flex:0 0 auto}.scorecard{background:linear-gradient(130deg,var(--navy),#0d5db7);color:#fff;border-radius:28px;padding:42px;display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center}.scorecard p{color:#dbeafe}.pill-grid{display:flex;gap:10px;flex-wrap:wrap}.pill{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.18);padding:9px 14px;border-radius:999px}.reports-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.report-card{border:1px solid var(--line);border-radius:20px;background:#fff;overflow:hidden;box-shadow:0 10px 28px rgba(6,27,58,.06)}.report-card .thumb{height:135px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:22px;display:flex;align-items:end}.report-card .body{padding:22px}.meta{color:var(--muted);font-size:13px}.country-map{background:#fff;border-radius:28px;padding:30px;box-shadow:var(--shadow);border:1px solid var(--line)}.country-map img{width:100%;max-height:420px;object-fit:contain}.country-list{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.country-list a{padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--blue);font-weight:700}.team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.team-card{display:flex;gap:18px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:0 10px 28px rgba(6,27,58,.06)}.avatar{width:92px;height:92px;border-radius:50%;background:var(--sky);display:grid;place-items:center;font-weight:900;color:var(--blue);font-size:28px;overflow:hidden;flex:0 0 auto}.avatar img{width:100%;height:100%;object-fit:cover}.page-hero{background:linear-gradient(115deg,var(--navy),var(--blue));color:#fff;padding:80px 0}.page-hero h1{font-size:clamp(36px,5vw,58px);line-height:1.1;margin:0 0 12px}.breadcrumbs{font-size:14px;color:#cfe2ff;margin-bottom:14px}.content-box{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:0 10px 28px rgba(6,27,58,.06)}.two-col{display:grid;grid-template-columns:2fr 1fr;gap:30px}.side-box{background:#f7fbff;border:1px solid var(--line);border-radius:20px;padding:24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-field.full{grid-column:1/-1}label{display:block;font-weight:700;margin-bottom:6px}input,select,textarea{width:100%;border:1px solid #d9e4ef;border-radius:12px;padding:13px 14px;font:inherit}textarea{min-height:130px;resize:vertical}.form-message{margin-top:12px;font-weight:700}.form-message.success{color:#0d7a42}.form-message.error{color:#b42318}.hp{position:absolute;left:-9999px;opacity:0}.filter-row{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:25px}.filter-row input,.filter-row select{max-width:260px}.process-steps{counter-reset:step;display:grid;gap:16px}.step{counter-increment:step;display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.step:before{content:counter(step);background:var(--blue);color:#fff;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-weight:800;flex:0 0 auto}.cta-band{background:var(--blue);color:#fff;padding:55px 0}.cta-inner{display:flex;justify-content:space-between;gap:30px;align-items:center}.cta-inner h2{font-size:34px;line-height:1.15;margin:0 0 10px}.cta-inner p{color:#dbeafe;margin:0}.footer{background:#061426;color:#c7d4e6;padding:60px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:36px}.footer h4{color:#fff}.footer a{display:block;color:#dce9fb;margin:8px 0}.footer-logo{height:48px;background:#fff;border-radius:8px;padding:5px;margin-bottom:12px}.disclaimer{font-size:12px;color:#9db3cc}.subscribe-form{display:flex;gap:8px;flex-wrap:wrap}.subscribe-form input{flex:1;min-width:170px}.subscribe-form button{border:0;background:var(--gold);color:#061426;font-weight:800;border-radius:12px;padding:12px 14px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:13px}.footer-bottom a{display:inline;margin:0}.timeline-img{width:100%;border-radius:18px;border:1px solid var(--line)}@media(max-width:980px){.topbar-inner,.split,.two-col,.scorecard,.cta-inner,.footer-bottom{grid-template-columns:1fr;display:grid}.main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:20px;border-bottom:1px solid var(--line)}.main-nav.open{display:flex}.main-nav>a,.nav-dd>a{padding:8px 0}.dropdown{position:static;display:block;box-shadow:none;border:0;padding:0}.menu-toggle{display:block}.cards,.reports-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.hero{min-height:560px}}@media(max-width:680px){.cards,.reports-grid,.benefit-list,.team-grid,.stats,.form-grid,.footer-grid{grid-template-columns:1fr}.topbar-inner{font-size:12px}.hero-actions{flex-direction:column}.btn{width:100%}.section{padding:60px 0}.team-card{flex-direction:column}.filter-row input,.filter-row select{max-width:100%}}

.live-services{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:24px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}
.live-service{min-height:290px;padding:30px;border-right:1px solid var(--line);display:flex;flex-direction:column;justify-content:flex-end;background:linear-gradient(180deg,rgba(255,255,255,.2),#fff)}
.live-service:last-child{border-right:0}.live-service h3{color:var(--navy);text-transform:uppercase;font-size:18px}.live-service p{color:var(--muted)}
.logo-row{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;align-items:center}.logo-tile{min-height:90px;border:1px solid var(--line);border-radius:16px;background:#fff;display:grid;place-items:center;text-align:center;font-weight:800;color:var(--navy);padding:15px;box-shadow:0 8px 20px rgba(6,27,58,.04)}
.achievement-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.achievement{border-radius:20px;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 10px 28px rgba(6,27,58,.06)}.achievement img{width:100%;height:170px;object-fit:cover}.achievement h3{font-size:16px;padding:18px;margin:0;color:var(--navy);text-transform:uppercase}
.admin-shell{display:grid;grid-template-columns:230px 1fr;gap:24px}.admin-menu{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;height:max-content}.admin-menu a{display:block;padding:10px 12px;border-radius:10px;font-weight:700}.admin-menu a:hover{background:var(--sky);color:var(--blue)}.admin-table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden}.admin-table th,.admin-table td{padding:12px;border-bottom:1px solid var(--line);text-align:left;font-size:14px}.notice{padding:12px 15px;border-radius:12px;margin-bottom:15px;font-weight:700}.notice.success{background:#eaf8f0;color:#0d7a42}.notice.error{background:#fff1f0;color:#b42318}
@media(max-width:980px){.dropdown.mega{width:100%;grid-template-columns:1fr;right:auto}.live-services,.achievement-grid,.logo-row,.admin-shell{grid-template-columns:1fr 1fr}.nav-dd:after{display:none}}
@media(max-width:680px){.live-services,.achievement-grid,.logo-row,.admin-shell{grid-template-columns:1fr}}

/* Live ICRA look refinements */
:root{--navy:#0b1f3b;--blue:#096fb2;--text:#111827;--muted:#4b5563;--line:#e5e7eb}
body{font-family:Poppins,Arial,sans-serif;font-size:14px;color:#000}.topbar{background:#0973b6}.topbar-inner{padding:7px 0;font-size:13px}.site-header{position:relative;top:auto;background:#fff;border-bottom:none}.nav-wrap{min-height:68px}.brand img{height:58px;max-width:180px}.main-nav{gap:20px;font-size:13px}.main-nav>a,.nav-dd>a{padding:24px 0}.btn-small{border-radius:6px;padding:10px 20px}.subscribe-nav{color:#000!important;border-color:#111;background:#fff!important}.dropdown{border-radius:0;transition:opacity .18s ease, transform .18s ease, visibility 0s linear 1.2s}.nav-dd:after{height:38px}.nav-dd:hover .dropdown,.nav-dd:focus-within .dropdown{transition-delay:0s}.hero{min-height:520px;background:linear-gradient(90deg,rgba(8,55,105,.42),rgba(8,55,105,.12)),url('../img/hero.png') center/cover}.hero h1{font-size:44px;max-width:620px}.hero p{font-size:14px}.hero-content{padding:100px 0}.hero .btn,.hero .btn-light{box-shadow:none;background:transparent!important;border:0!important;color:#fff!important;padding:0;text-decoration:none}.hero .btn::after,.hero .btn-light::after{content:' →';margin-left:8px}.latest-page{padding:55px 0 80px;background:#fff}.latest-page h1{font-size:28px;line-height:1;margin:0 0 30px;text-align:left;color:#000;text-transform:uppercase;font-weight:700}.latest-admin-note{font-size:13px;color:#555;margin:-18px 0 20px}.latest-admin-note a{color:var(--blue);font-weight:700}.latest-tools{display:flex;gap:12px;margin-bottom:25px;flex-wrap:wrap}.latest-tools input,.latest-tools select{padding:12px;border:1px solid #ddd;border-radius:3px;min-width:230px}.report-section-block{margin:0 0 42px}.report-section-block h2{font-size:20px;text-transform:uppercase;color:#000;margin:24px 0 14px;font-weight:700}.live-table-wrap{overflow-x:auto}.live-report-table{width:100%;border-collapse:collapse;background:#fff;font-size:14px}.live-report-table th{background:#f5f5f5;color:#000;text-align:left;padding:13px 16px;border:1px solid #ddd;font-weight:700}.live-report-table td{padding:14px 16px;border:1px solid #e3e3e3;vertical-align:middle}.live-report-table tr:nth-child(even){background:#fafafa}.live-report-table td:first-child{font-weight:500;text-transform:uppercase}.inquire-btn{background:#0876bd;color:#fff!important;border-radius:3px;padding:9px 14px;display:inline-block;font-weight:700;font-size:12px;white-space:nowrap}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.resource-card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 8px 22px rgba(6,27,58,.06)}.resource-card h3{margin-top:0;color:#0b1f3b;font-size:19px}.single-resource{max-width:560px}.page-hero{background:#f7fbff;padding:70px 0}.page-hero h1{font-size:40px;color:#0b1f3b;margin:8px 0}.breadcrumbs{font-size:13px;color:#536170}.footer{background:#071b32}
@media(max-width:980px){.resource-grid{grid-template-columns:1fr 1fr}.brand img{height:48px}.main-nav{top:68px}.dropdown.mega{display:block}.hero h1{font-size:34px}}
@media(max-width:680px){.resource-grid{grid-template-columns:1fr}.hero{min-height:460px}.hero-content{padding:70px 0}.latest-tools input,.latest-tools select{width:100%;min-width:0}}
/* User requested menu/content refinements */
.mega-compact{grid-template-columns:repeat(4,1fr)!important;width:min(780px,92vw)!important;right:-80px!important}.mega-compact a{font-size:13px}.team-section-title{font-size:26px;margin:42px 0 20px;color:var(--navy);text-transform:uppercase}.live-team-grid{margin-bottom:20px}.regulatory-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.regulatory-grid h2{color:var(--blue);text-transform:uppercase}.regulatory-grid h3{font-size:16px;color:var(--navy);margin-top:20px}.blog-grid .thumb h3{font-size:17px;line-height:1.3}.media-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.media-strip img{width:100%;height:130px;object-fit:cover;border-radius:14px;border:1px solid var(--line);box-shadow:0 8px 20px rgba(6,27,58,.08)}.faq-list{max-width:920px;margin:auto}.faq-item{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:14px;padding:18px 22px;box-shadow:0 8px 22px rgba(6,27,58,.05)}.faq-item summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq-item p{color:var(--muted)}
@media(max-width:980px){.mega-compact{width:100%!important;right:auto!important}.regulatory-grid{grid-template-columns:1fr}.media-strip{grid-template-columns:repeat(2,1fr)}}@media(max-width:680px){.media-strip{grid-template-columns:1fr}}

.subscribe-nav{background:#0b74b8!important;color:#fff!important;border-color:#0b74b8!important;box-shadow:none!important}.subscribe-nav:hover{background:#075f98!important;color:#fff!important}.service-nav-pills{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}.service-nav-pills a{padding:12px 18px;border:1px solid #d8e2ef;border-radius:999px;background:#fff;font-weight:700;color:#06254d}.service-detail-block{scroll-margin-top:120px}.service-split{align-items:center}.service-visual img{width:100%;border-radius:18px;box-shadow:0 15px 35px rgba(6,37,77,.12)}.check-list{padding-left:0;list-style:none}.check-list li{margin:10px 0;padding-left:30px;position:relative}.check-list li:before{content:'✓';position:absolute;left:0;top:0;color:#0b74b8;font-weight:800}.service-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.about-logo-row{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}.timeline-card{max-width:900px;margin:auto}.timeline-card img{width:100%}.blog-thumb{min-height:150px;display:flex;align-items:flex-end}.blog-thumb h3{color:#fff;margin:0;font-size:20px}.btn-outline{background:#fff;color:#0b74b8;border:1px solid #0b74b8}.btn-outline:hover{background:#eef7fd}.brand img{max-height:64px}.site-header .nav-wrap{min-height:58px}.main-nav .dropdown a{white-space:normal}.page-hero .breadcrumbs a{color:#0b74b8}