function service_image($slug) { $map = [ 'issuer-credit-rating-services'=>'assets/img/chart-closeup.jpg', 'portfolio-rating-services'=>'assets/img/financial-markets.jpg', 'bank-loan-rating'=>'assets/img/office-work.jpg', 'investors-services'=>'assets/img/teamwork.jpg', 'esg-rating'=>'assets/img/team-meeting.jpg', 'icra-scorecard'=>'assets/img/hero.png' ]; return $map[$slug] ?? 'assets/img/office-work.jpg'; } $approvals = ['ISO Certified','Securities and Exchange Commission Zambia','Pensions and Insurance Authority Zambia','Bank of Tanzania','Bank of Uganda','Bank of Zambia','Reserve Bank of Zimbabwe','Insurance and Pensions Commission Zimbabwe','Capital Markets Authority Uganda','Capital Markets and Securities Authority Tanzania']; $affiliations = ['Tanzania Association of Microfinance Institutions','Tanzania Chamber of Commerce, Industry and Agriculture','African Credit Rating Association','Creditinfo Tanzania','Zimbabwe Association of Microfinance Institutions','Uganda Microfinance Regulatory Authority','Lusaka Securities Exchange','Dubai Multi Commodities Centre']; About Us | ICRA Rating Agency Limited
info@icrallc.com +971 4 272 4413 +971 52 587 2004

About us

Independent credit rating, research and risk assessment team.

About us

ICRA has an expert team with a combined experience of more than 25 years in audit, inspection, and certification. Our ratings significantly influence corporate and financial institutions in achieving better market standing, branding, and marketing.

ICRA’s ratings aim to help various corporations and institutions demonstrate their financial capability. Our vision is to become the most credible rating agency in the financial world, responding to the needs of organizations globally. We serve all business categories, from small to medium to large enterprises, with a customer-centric approach, building relationships, enhancing business profiles, and helping to connect businesses globally.

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ICRA team

Our Global Team

Board, Management, Credit Risk and Sales Team

Board of Governors

Z

Mr Zayed Abdulla Al Ali

Board of Governor

Certified Public Accountant from the Ministry of Economy with more than 17 years of experience across accounting, finance, audit, VAT and business development.

M

Mr M.S. Nathan

Board of Governor

Chairman of the Standard Group of Companies with long-standing experience in audit, finance, audit consulting, mentoring and business trading in Dubai.

J

James Kasuyi

Board of Governor

Experienced professional with strong knowledge of African markets, government institutions, central banks, commercial banks, international financial institutions and private sector operators.

A

Mr Ashok Kumar

Board of Governor

Former General Manager at State Bank of India, Chartered Accountant and Advocate with over 25 years of experience in banking and finance.

Management Team

S

Mr Sahil Bansal

Chief Executive Officer

Masters in Engineering Project Management from Auckland University of Technology with 10 years of experience in sales and marketing.

Mrs Javela Macalalad

Mrs Javela Macalalad

Chief Operating Officer

Experienced in customer relations and management, with strong client relationship capabilities and product knowledge.

H

Mr Hassan Mansur

Director

Practising advocate specialising in corporate law and management, supporting companies across Africa with legal compliance and management functions.

Mr David Mwambazi

Mr David Mwambazi

Director Africa Operations

Senior leadership professional supporting ICRA’s African operations and regional business development.

E

Mr Ephraim Chawoneka

Director Zimbabwe

Country leadership professional supporting ICRA operations and growth in Zimbabwe.

Credit Risk Team

Ms Ravini Bandara

Ms Ravini Bandara

Group Head of Ratings

Finance professional with banking and financial services experience, CIMA qualification and strong expertise in credit analysis, financial analysis and industry research.

E

Ernest Mashinda Chisongo

Senior Credit Analyst

Experienced credit rating analyst, former bank examiner and certified income tax expert with industry experience in Zambia’s financial sector.

Muhammad Faisal Khan

Muhammad Faisal Khan

Credit Analyst

Credit analyst with background in financial analysis, risk assessment, credit management, MIS reporting and research.

Himanshu Dhananjay Patil

Himanshu Dhananjay Patil

Credit Analyst

Seasoned credit analyst with experience in credit evaluation, structuring and portfolio/relationship management.

T

Tobis Muzumba

Credit Analyst

Risk management and compliance professional with broad experience across credit, liquidity, market, operational and strategic risk.

Sales Team

M

Mr. Jeremiah Karugaba

Account Manager - Uganda

Advocate with a commercial legal background and experience handling transactions and matters for organisations and financial institutions.

Angelelda Williams

Angelelda Williams

Account Manager – Tanzania

MBA holder in Marketing and International Business with marketing experience in international companies.

Approvals and Clearances

Approvals and Clearances

Affiliations

Affiliations

Milestones

A Timeline of Achievement

ICRA timeline

Start your rating journey

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