About us
Independent credit rating, research and risk assessment team.
About us
ICRA has an expert team with a combined experience of more than 25 years in audit, inspection, and certification. Our ratings significantly influence corporate and financial institutions in achieving better market standing, branding, and marketing.
ICRA’s ratings aim to help various corporations and institutions demonstrate their financial capability. Our vision is to become the most credible rating agency in the financial world, responding to the needs of organizations globally. We serve all business categories, from small to medium to large enterprises, with a customer-centric approach, building relationships, enhancing business profiles, and helping to connect businesses globally.
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Our Global Team
Board, Management, Credit Risk and Sales Team
Board of Governors
Mr Zayed Abdulla Al Ali
Certified Public Accountant from the Ministry of Economy with more than 17 years of experience across accounting, finance, audit, VAT and business development.
Mr M.S. Nathan
Chairman of the Standard Group of Companies with long-standing experience in audit, finance, audit consulting, mentoring and business trading in Dubai.
James Kasuyi
Experienced professional with strong knowledge of African markets, government institutions, central banks, commercial banks, international financial institutions and private sector operators.
Mr Ashok Kumar
Former General Manager at State Bank of India, Chartered Accountant and Advocate with over 25 years of experience in banking and finance.
Management Team
Mr Sahil Bansal
Masters in Engineering Project Management from Auckland University of Technology with 10 years of experience in sales and marketing.

Mrs Javela Macalalad
Experienced in customer relations and management, with strong client relationship capabilities and product knowledge.
Mr Hassan Mansur
Practising advocate specialising in corporate law and management, supporting companies across Africa with legal compliance and management functions.

Mr David Mwambazi
Senior leadership professional supporting ICRA’s African operations and regional business development.
Mr Ephraim Chawoneka
Country leadership professional supporting ICRA operations and growth in Zimbabwe.
Credit Risk Team

Ms Ravini Bandara
Finance professional with banking and financial services experience, CIMA qualification and strong expertise in credit analysis, financial analysis and industry research.
Ernest Mashinda Chisongo
Experienced credit rating analyst, former bank examiner and certified income tax expert with industry experience in Zambia’s financial sector.

Muhammad Faisal Khan
Credit analyst with background in financial analysis, risk assessment, credit management, MIS reporting and research.

Himanshu Dhananjay Patil
Seasoned credit analyst with experience in credit evaluation, structuring and portfolio/relationship management.
Tobis Muzumba
Risk management and compliance professional with broad experience across credit, liquidity, market, operational and strategic risk.
Sales Team
Mr. Jeremiah Karugaba
Advocate with a commercial legal background and experience handling transactions and matters for organisations and financial institutions.

Angelelda Williams
MBA holder in Marketing and International Business with marketing experience in international companies.
Approvals and Clearances
Approvals and Clearances
Affiliations
Affiliations
Milestones
A Timeline of Achievement

